Where and how to invest money online?
Today the time factor is one of the most precious goods that, on occasion, limits us a lot of activities that we would like to do. But, Internet has allowed to speed up all those operations that due to lack of time we left without doing or, we took days to do them.
This is more relevant in the financial world since how many times have we had to ask for any information from the banks that involved a thousand procedures? Therefore, many online platforms have emerged that allow these operations to be managed from your own living room.
Internet investment decisions
Internet also serves to make a profit on our money and offers us the opportunity to invest online thus becoming a great investor starting from a small amount, so here we are going to tell you the main platforms where to start investing your money today and get a return on those savings that are standing in bank deposits.
But before you start, you have to stop to reflect on what we are looking for with internet investment. The following decisions must be made:
What is the ideal period to invest our money online?
The expiration period can determine the profitability of an investment. For several reasons:
- The longer the investment is maintained, the longer the profitability will be maintained. This is interesting when attractive fixed returns are determined. The same does not happen in variable returns as it is more difficult to predict future profitability in the long term.
- In short-term investments it is easier to meet unforeseen or future expenses. In the case of the long term, if immediate liquidity is needed, it is generally necessary to face cancellation fees which encourages the investment to be reduced, being able to achieve negative returns.
What is the amount we have to invest?
Invest the part of your savings that you know you will not need for the duration of your investment. In addition, at this point it is necessary to take into account a correct diversification of the portfolio.
Do not invest all your assets in the same financial product, unless it is extremely safe, even so diversification is always recommended as remember that risk 0 does not exist when talking about investments.
This question will lead us towards one product or another. According to your investor profile you can choose between high risk investments or moderate irrigation. In this sense, keep in mind that the greater the risk of your investment, the greater your diversification should be.